Terms & Conditions 

The MJP Insurance Group, LLC Last Updated: August 7, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the website www.mjpins.com and any related pages, forms, quoting tools, payment portals, or services offered by The MJP Insurance Group, LLC (“MJP Insurance,” “we,” “us,” or “our”).

By accessing or using the website, you agree to be bound by these Terms. If you do not agree, please do not use the site.

The MJP Insurance Group, LLC is an independent insurance agency located at: 499 E White Mountain Blvd. Pinetop, AZ 85935 Phone: (928) 368-4600 Email: office@mjpins.com

We help clients obtain insurance coverage from various carriers. We are not an insurance company. We do not underwrite or issue policies ourselves.

• Information on this website is for general informational purposes only and does not constitute an offer to sell insurance or a binding quote.
• Insurance coverage cannot be bound, changed, or canceled solely through this website, online forms, email, or other electronic means.
• No binder, policy, endorsement, or coverage change becomes effective until confirmed directly by a licensed agent and accepted by the insurance carrier.
• All coverage is subject to underwriting approval, eligibility, and the actual terms, conditions, limitations, and exclusions of the policy issued by the insurance company.
• Not all products or coverages are available in every state or to every applicant.
• Quotes provided online or by us are estimates only and may change based on additional information, underwriting, or carrier guidelines.

Always speak with one of our licensed agents for specific coverage advice.

By providing your phone number and/or email address to us (including through our website, quote forms, applications, or other communications), you expressly consent to receive phone calls, text messages (SMS/MMS), and/or emails from The MJP Insurance Group, LLC and its agents.

These communications may include, but are not limited to:

• Quotes, policy information, and coverage details
• Payment reminders and billing notices
• Appointment confirmations and follow-ups
• Service updates and important notices related to your insurance
• Occasional promotional or marketing messages about our products and services

Message and data rates may apply for text messages. Message frequency varies.

You may opt out of text messages at any time by replying STOP to any text message you receive from us. You may opt out of marketing emails by clicking the “unsubscribe” link in any marketing email or by contacting us directly. To opt out of phone calls, please contact us by phone or email and request to be placed on our do-not-call list.

Consent to receive phone calls, text messages, or emails is not a condition of purchasing any goods or services from us.

We will not share your phone number or email address with third parties for their own marketing purposes without your consent, except as required by law or as necessary to provide our services (such as sharing with insurance carriers).

You may use the website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the site in any way that violates applicable laws or regulations.
• Attempt to gain unauthorized access to any part of the site, systems, or data.
• Submit false, misleading, or incomplete information.
• Use the site to transmit viruses, malware, or other harmful code.
• Scrape, harvest, or collect data from the site without our prior written permission.

• Submitting a quote request, application, or questionnaire does not create a contract or guarantee coverage.
• Online payment features (if available) are provided for your convenience. Payments are processed according to the terms of the applicable insurance policy and any payment processor.
• You are responsible for ensuring that any information you provide is accurate and complete.

All content on the website—including text, graphics, logos, images, and design—is owned by or licensed to The MJP Insurance Group, LLC and is protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or use any content without our prior written consent, except for personal, non-commercial use.

The website may contain links to third-party websites or services (including insurance carrier portals or payment processors). We are not responsible for the content, privacy practices, or availability of those sites. Your use of third-party services is at your own risk and subject to their terms.

Your use of the website is also governed by our Privacy Policy (if posted on the site). Please review it to understand how we collect, use, and protect information.

The website and all content are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by law, The MJP Insurance Group, LLC and its owners, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website or any information provided on it.

Our total liability for any claim arising from your use of the site shall not exceed the amount you paid us (if any) for accessing the specific service giving rise to the claim, or $100, whichever is greater.

You agree to indemnify and hold harmless The MJP Insurance Group, LLC and its owners, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of your use of the website, your violation of these Terms, or your submission of inaccurate information.

These Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles. Any dispute arising under these Terms shall be resolved in the state or federal courts located in Navajo County, Arizona.

We may update these Terms from time to time. The “Last Updated” date at the top will reflect the most recent version. Continued use of the website after changes constitutes acceptance of the revised Terms.

If you have questions about these Terms, please contact us:

The MJP Insurance Group, LLC499 E White Mountain Blvd. Pinetop, AZ 85935 Phone: (928) 368-4600 Email: office@mjpins.com